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For a complete set of brochures and disclosures explaining our deposit products, with complete information on interest rates, fees that may apply, the Truth in Savings Act, our Funds Availability Policy, the Electronic Funds Transfer Act, Account Terms and Conditions, and to open an account please contact the bank at (706) 355-3122 (Athens Area) or 770-535-9012 (Gainesville Office), or come by our Main Office at 2234 West Broad Street, Athens, Georgia, or our Gainesville Office at 500 Jesse Jewell Parkway,  Gainesville, Georgia, 30501, or e-mail us at askus@tnbg.net.