Loans & Mortgages


Mortgages by NBG

Buying your home is one of the largest and most personal decisions you’ll ever make. We understand that. Let us partner with you and make your decisions a little easier. 

Your Mortgage Partner

There is so much to consider when buying a home. Let one of our experienced lenders help make your decisions a little easier and much faster.

We believe that when it comes to helping you get into a house, your bank should be knowledgeable, flexible and responsive. Whether you are buying, building, or refinancing we can help find the right loan to fit your needs.

Our lenders have both the authority to lend, and access to many different loan programs. We’ll even custom tailor a mortgage program to meet your individual needs.

Mortgage Loan Options


If you're buying or refinancing a home, think of NBG as your mortgage loan headquarters.

>Get Started Now...

Apply online, e-mail us, or call us and one of our Mortgage Loan Representatives will help you decide which type of mortgage is right for you. The online application is a submittable pdf. It is recommended that the online application be opened and submitted using Adobe Acrobat Reader as a plug-in for Internet Explorer. While some browsers might read the pdf, they will not be able to submit it.  You may obtain a free copy of Adobe Acrobat Reader here.

In the Athens are

Billy Sullivan
Direct: 706-612-9162
Cell: 706-254-4631 
or Tal Hutto
Direct: 706-612-9160
Cell: 706-540-0417 

In the Gainesville are

Tammy Eden
Direct: 678-677-8735
Cell: 770-654-8521